Smart Spend: Cost Analyzer6.0 - App Store
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Publisher Description
Revolutionize Your Finances with Smart Spend - The Active Budgeting App
Why Smart Spend?
Unlike traditional budgeting apps, Smart Spend focuses on empowering you to understand and transform your spending habits actively. Our approach is hands-on and educational, ensuring that you're not just tracking expenses but learning from them.
Key Features:
- Hands-On Learning: Track spending and savings actively, without linking bank accounts.
- Financial Insights: Discover patterns in your spending and identify saving opportunities.
- Spending Trivia: Engage with our unique trivia game to test your spending knowledge and improve your 'Smart Score'.
- Customized Budgeting: Tailor your budget with features like 'Cash Pool' and 'MicroBudgets' - perfect for irregular incomes and special occasions.
- Advanced Analysis: Utilize powerful search and filter tools to dissect your spending.
- Privacy First: Your data stays on your device. No need for personal details or bank logins.
What Sets Us Apart?
- Forever Free: We believe that managing money shouldn't come with a price tag.
- Real-World Impact: Quickly see how everyday purchases affect your budget.
- Innovative Modes: 'First Mile' and 'Cash Pool' cater to unique financial situations.
- Interactive Learning: Earn trophies and points as your spending habits improve.
- Convenient Integration: Use Siri for entries, import .csv files, and enjoy iOS widgets.
- Daily Feedback: Receive personalized spending notifications each evening.
Our Philosophy: We believe in old-school budgeting where you're aware and in control. It's about practice, repetition, and leveraging technology and discipline to meet your financial goals.
Start Your Journey Today with Smart Spend! Download now to transform your financial habits, save more, and enjoy a healthier financial life.
Privacy Policy: https://smartspendapp.com/privacy
User Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Version History This version marks the start of a new era:
~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free).
~ A steadfast commitment to protecting your privacy.
~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all 6.0 11/20/2023 ~ We simplified the UI of the history page. We hope you like the cleaner look. We'll slowly be making other lists a bit cleaner in the near future.
~ We added a variation for "resisted" purchases, so it's easy to tell them from the purchased items in the history page
~ Added the ability to search for cash pools in history
~ Updated daily spending notification texts 5.2.10 11/14/2023 ~ We simplified the UI of the history page. We hope you like the cleaner look. We'll slowly be making other lists a bit cleaner in the near future. 5.2.9 11/13/2023 ~ Bug fixes, UI updates, and performance enhancements to improve your experience! 5.2.8 09/02/2023 ~ A ton of bug fixes, UI updates, and performance enhancements to improve your experience! 5.2.7 07/18/2023 ~ We've made it easier to make quick updates in your purchase history. Just swipe left on an item and you now have 'Actions' that you can use to make common updates.
~ In case you missed last weeks update:
Last week's update introduced your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.6 04/03/2023 ~ Rest assured, we're always listening to your feedback! In this week's update, we introduce your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.5 03/29/2023 ~ Updates the UI for users who expense purchases. Say goodbye to "Bucket Addition"—you can now add names to purchases you expense!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.4 03/21/2023 ~ Added Saving Goals which enable Cash Pool users to work toward specific saving goals. Create a saving goal in the "Worth" page.
~ Added additional filtering to the "History" page. You can now hone in on specific classes of spending!
~ Changed the main app colors and made some UI updates. We're almost done with the UI updates--we hope you like the new look!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.3 03/15/2023 ~ Users are getting a ton of use out of the Cash Pool, so we decided to extend the functionality...a lot!
~ Premium/Cash Pool users can now add multiple Cash Pools!
~ Added more detail to your Cash Pools' transaction history
~ Undo pool transactions and much more!
Remember Cash Pools are the most flexible component of the Smart Spend ecosystem! Use them to represent savings accounts, credit cards, sinking funds, loan balances, etc. As always, we recommend adding to your pools regularly and "dipping" into them rarely! 5.2.2 03/07/2023 ~ Fixes a bug that causes the app to crash in the Expenses page! 5.2.1 02/24/2023 Smart Spend 5.2 is here! This is a major release where we've fixed a ton of bugs and worked hard to improve your experience.
~ Some of our users mainly use Smart Spend to track their spending. We've decided to improve their experience by introducing Spend Tracker mode.
~ We'll introduce several other changes in the near future that will further improve the spend tracking experience (purchase export, etc).
~ You can now experiment with different income situations. Easily roll back your income to a previously set income!
~ A ton of bug fixes, UI updates, and performance enhancements! 5.2.0 02/15/2023 ~ Fixes a bug where bi-weekly income shows as monthly income! We apologize for letting this one slip through the cracks! 5.1.11 02/10/2023 ~ Head over to the 'Saving' page to see your suggested emergency fund amount
~ Bug fixes and performance improvements 5.1.10 02/02/2023 ~ UI Updates to Income screen
~ Bug fixes and performance improvements 5.1.9 01/22/2023 ~ Fixes a bug that causes expenses to be duplicated 5.1.8 01/07/2023 ~ Introducing Spending Priority!
~ With Spending Priority, you can label your spending as need/want/love/like. This is a helpful data point for you to understand about your spending and another mechanism the app can use to help limit your spending!
~ Various bug fixes and performance enhancements
On the horizon:
~ Purchase Export
~ Spending Tags
~ More trivia questions
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.7 01/04/2023 We've made some updates that make Smart Spend more user friendly for users whose income isn't based on working.
~ Users no longer have to specify work hours if they don't work.
~ Work hours are now part of 'Income', and 'Saving' is now separated from 'Worth'. More updates to 'Saving' coming soon!
Other improvements:
~ Deactivate/activate expenses to evaluate different financial situations
~ You can now swipe away toast messages instead of pressing the 'x'
~ Various bug fixes and performance enhancements
On the horizon:
~ Purchase Export
~ Purchase Tags
~ More trivia questions
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.6 12/12/2022 We've made some updates to the History screen in this version:
~ Perform compound searches by adding a '+' between search terms
~ We added an indicator so you can easily see if a historical item has notes
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.5 11/15/2022 We've made some incredible updates to Shopping Mode in this version:
~ You can now add a category to each item in your shopping cart
~ You can choose to group all shopping items as one big purchase or keep them itemized in your history
~ Add old purchases from the main app screen (by toggling the text); no need to navigate to History anymore!
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.4 11/14/2022 We've added a ton of goodies in this update:
~ Moved new version details to Settings
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.3 11/13/2022 We've added a ton of goodies in this update:
~ New Spending Trivia question types
~ Edit purchases and expenses from Spending Trivia
~ Smart Score and Daily Streak added to widget
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.2 11/11/2022 We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! 5.1.1 11/02/2022 We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! 5.1.0 11/02/2022 ~ Awarded trophies do not block the entire screen anymore
~ Choose to update all matching purchases when updating a purchase
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! 5.0.2 10/04/2022
About Smart Spend: Cost Analyzer
The company that develops Smart Spend: Cost Analyzer is Scicotherapy Labs LLC. The latest version released by its developer is 6.0.
To install Smart Spend: Cost Analyzer on your iOS device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-14 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Smart Spend: Cost Analyzer as malware if the download link is broken.
How to install Smart Spend: Cost Analyzer on your iOS device:
- Click on the Continue To App button on our website. This will redirect you to the App Store.
- Once the Smart Spend: Cost Analyzer is shown in the iTunes listing of your iOS device, you can start its download and installation. Tap on the GET button to the right of the app to start downloading it.
- If you are not logged-in the iOS appstore app, you'll be prompted for your your Apple ID and/or password.
- After Smart Spend: Cost Analyzer is downloaded, you'll see an INSTALL button to the right. Tap on it to start the actual installation of the iOS app.
- Once installation is finished you can tap on the OPEN button to start it. Its icon will also be added to your device home screen.
Program Details
System requirements
Download information
Pricing
Version History
version 6.0
posted on 2026-10-14
Version History This version marks the start of a new era:
~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free).
~ A steadfast commitment to protecting your privacy.
~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all 6.0 11/20/2023 ~ We simplified the UI of the history page. We hope you like the cleaner look. We'll slowly be making other lists a bit cleaner in the near future.
~ We added a variation for "resisted" purchases, so it's easy to tell them from the purchased items in the history page
~ Added the ability to search for cash pools in history
~ Updated daily spending notification texts 5.2.10 11/14/2023 ~ We simplified the UI of the history page. We hope you like the cleaner look. We'll slowly be making other lists a bit cleaner in the near future. 5.2.9 11/13/2023 ~ Bug fixes, UI updates, and performance enhancements to improve your experience! 5.2.8 09/02/2023 ~ A ton of bug fixes, UI updates, and performance enhancements to improve your experience! 5.2.7 07/18/2023 ~ We've made it easier to make quick updates in your purchase history. Just swipe left on an item and you now have 'Actions' that you can use to make common updates.
~ In case you missed last weeks update:
Last week's update introduced your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.6 04/03/2023 ~ Rest assured, we're always listening to your feedback! In this week's update, we introduce your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.5 03/29/2023 ~ Updates the UI for users who expense purchases. Say goodbye to "Bucket Addition"—you can now add names to purchases you expense!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.4 03/21/2023 ~ Added Saving Goals which enable Cash Pool users to work toward specific saving goals. Create a saving goal in the "Worth" page.
~ Added additional filtering to the "History" page. You can now hone in on specific classes of spending!
~ Changed the main app colors and made some UI updates. We're almost done with the UI updates--we hope you like the new look!
~ As always, bug fixes and performance enhancements to improve your experience! 5.2.3 03/15/2023 ~ Users are getting a ton of use out of the Cash Pool, so we decided to extend the functionality...a lot!
~ Premium/Cash Pool users can now add multiple Cash Pools!
~ Added more detail to your Cash Pools' transaction history
~ Undo pool transactions and much more!
Remember Cash Pools are the most flexible component of the Smart Spend ecosystem! Use them to represent savings accounts, credit cards, sinking funds, loan balances, etc. As always, we recommend adding to your pools regularly and "dipping" into them rarely! 5.2.2 03/07/2023 ~ Fixes a bug that causes the app to crash in the Expenses page! 5.2.1 02/24/2023 Smart Spend 5.2 is here! This is a major release where we've fixed a ton of bugs and worked hard to improve your experience.
~ Some of our users mainly use Smart Spend to track their spending. We've decided to improve their experience by introducing Spend Tracker mode.
~ We'll introduce several other changes in the near future that will further improve the spend tracking experience (purchase export, etc).
~ You can now experiment with different income situations. Easily roll back your income to a previously set income!
~ A ton of bug fixes, UI updates, and performance enhancements! 5.2.0 02/15/2023 ~ Fixes a bug where bi-weekly income shows as monthly income! We apologize for letting this one slip through the cracks! 5.1.11 02/10/2023 ~ Head over to the 'Saving' page to see your suggested emergency fund amount
~ Bug fixes and performance improvements 5.1.10 02/02/2023 ~ UI Updates to Income screen
~ Bug fixes and performance improvements 5.1.9 01/22/2023 ~ Fixes a bug that causes expenses to be duplicated 5.1.8 01/07/2023 ~ Introducing Spending Priority!
~ With Spending Priority, you can label your spending as need/want/love/like. This is a helpful data point for you to understand about your spending and another mechanism the app can use to help limit your spending!
~ Various bug fixes and performance enhancements
On the horizon:
~ Purchase Export
~ Spending Tags
~ More trivia questions
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.7 01/04/2023 We've made some updates that make Smart Spend more user friendly for users whose income isn't based on working.
~ Users no longer have to specify work hours if they don't work.
~ Work hours are now part of 'Income', and 'Saving' is now separated from 'Worth'. More updates to 'Saving' coming soon!
Other improvements:
~ Deactivate/activate expenses to evaluate different financial situations
~ You can now swipe away toast messages instead of pressing the 'x'
~ Various bug fixes and performance enhancements
On the horizon:
~ Purchase Export
~ Purchase Tags
~ More trivia questions
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.6 12/12/2022 We've made some updates to the History screen in this version:
~ Perform compound searches by adding a '+' between search terms
~ We added an indicator so you can easily see if a historical item has notes
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.5 11/15/2022 We've made some incredible updates to Shopping Mode in this version:
~ You can now add a category to each item in your shopping cart
~ You can choose to group all shopping items as one big purchase or keep them itemized in your history
~ Add old purchases from the main app screen (by toggling the text); no need to navigate to History anymore!
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.4 11/14/2022 We've added a ton of goodies in this update:
~ Moved new version details to Settings
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.3 11/13/2022 We've added a ton of goodies in this update:
~ New Spending Trivia question types
~ Edit purchases and expenses from Spending Trivia
~ Smart Score and Daily Streak added to widget
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review! 5.1.2 11/11/2022 We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! 5.1.1 11/02/2022 We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! 5.1.0 11/02/2022 ~ Awarded trophies do not block the entire screen anymore
~ Choose to update all matching purchases when updating a purchase
~ As always, performance enhancements and bug fixes!
If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! 5.0.2 10/04/2022
version 6.0
posted on 2023-11-20
Nov 20, 2023
Version 6.0
This version marks the start of a new era:
~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free).
~ A steadfast commitment to protecting your privacy.
~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all
version 6.0
posted on 2023-11-20
This version marks the start of a new era:
~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free).
~ A steadfast commitment to protecting your privacy.
~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all
version 5.2.10
posted on 2023-11-14
Nov 14, 2023
Version 5.2.10
~ We simplified the UI of the history page. We hope you like the cleaner look. We'll slowly be making other lists a bit cleaner in the near future.
~ We added a variation for "resisted" purchases, so it's easy to tell them from the purchased items in the history page
~ Added the ability to search for cash pools in history
~ Updated daily spending notification texts
version 5.2.8
posted on 2023-09-02
Sep 2, 2023
Version 5.2.8
~ Bug fixes, UI updates, and performance enhancements to improve your experience!
version 5.2.7
posted on 2023-07-18
Jul 18, 2023
Version 5.2.7
~ A ton of bug fixes, UI updates, and performance enhancements to improve your experience!
version 5.2.6
posted on 2023-04-03
Apr 3, 2023
Version 5.2.6
~ We've made it easier to make quick updates in your purchase history. Just swipe left on an item and you now have 'Actions' that you can use to make common updates.
~ In case you missed last weeks update:
Last week's update introduced your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience!
version 5.2.5
posted on 2023-03-29
Mar 29, 2023
Version 5.2.5
~ Rest assured, we're always listening to your feedback! In this week's update, we introduce your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience!
version 4.0.4
posted on 2022-08-12
Aug 12, 2022 Version 4.0.4
We've made some major changes! We intend to continue to make Smart Spend better, but we need your support. We've introduced a premium app tier and premium features in this version. We'd like to make our premium offerings as flexible as possible, so you can choose to buy individual features, a premium subscription, or just use the app's main functionality for free.
Funds from the premium tier will enable us to continue to make Smart Spend better and we anticipate more updates and exciting features coming your way! As always, we appreciate your continued support.
If we have made your experience better, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! The budgeting app space is super crowded and the only way we compete is by our users making a joyful noise about us! We really appreciate it!
version 3.2.3
posted on 2022-05-01
May 1, 2022 Version 3.2.3
If we have made your experience better, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! The budgeting app space is super crowded and the only way we compete is by our users making a joyful noise about us! We really appreciate it!
~ Search is here!
~ You can now search for items in your purchase history! After searching, you can see how much you spent on particular items in a day, week, or month!
~ Head over to History to check it out
~ More delightful new features coming soon!
Disclaimer
Official App Store Link
We do not host Smart Spend: Cost Analyzer on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Apple and passed their terms and conditions to be listed there. We recommend caution when installing it.
The App Store link for Smart Spend: Cost Analyzer is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
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